hello fellow MS'ers,
I am still new to this disease---Dx RRMS 12/2012, Copaxone 01/13. Currently minor Sx -- numbness /tingle/tightness in the right hand, some short term mem issues but not disabling...
In Feb 2013 I changed jobs for a promotion including an nice pay bump. I was also exited about the LTD and STD that this company offered. It was a generous policy that I paid for so if I needed to use it, it would be tax free....
What I was not expecting was the fact that I needed to be approved to get the LTD/STD. As you can guess, Aetna rejected my application without any consult with my Dr just based on my honesty about my MS and Type 1 diabetes on the EOI form.
Now my question is:
Is it worth the effort to appeal this decision? I am a male, 44 yrs old and in excellent health (aside from MS and Diabetes ) and I am pretty sure my Dr would provide a positive perspective on my condition.
Any suggestions are appreciated!
Thanks!
TONY
I am still new to this disease---Dx RRMS 12/2012, Copaxone 01/13. Currently minor Sx -- numbness /tingle/tightness in the right hand, some short term mem issues but not disabling...
In Feb 2013 I changed jobs for a promotion including an nice pay bump. I was also exited about the LTD and STD that this company offered. It was a generous policy that I paid for so if I needed to use it, it would be tax free....
What I was not expecting was the fact that I needed to be approved to get the LTD/STD. As you can guess, Aetna rejected my application without any consult with my Dr just based on my honesty about my MS and Type 1 diabetes on the EOI form.
Now my question is:
Is it worth the effort to appeal this decision? I am a male, 44 yrs old and in excellent health (aside from MS and Diabetes ) and I am pretty sure my Dr would provide a positive perspective on my condition.
Any suggestions are appreciated!
Thanks!
TONY
Comment