I've got a new dilemma. We're having to choose between insurance plans that have changed and rates that have gone up considerably since last year. I talked with the HMO rep today, which has become the only affordable option left for us.
The neurologist I'm currently seeing is not part of the network. I'd also need to change GPs to someone unfamiliar with my health issues. Meds are covered by anyone that prescribes them, except for injectables, which must be prescribed by an network physician.
I can see the neurologist for cash for far less than paying for the PPO plans, but if he ends up prescribing an injectable med, it wouldn't be covered.
Could a GP prescribe this if recommended by a specialist as medically necessary?
We have to have our decision in by Friday on which insurance plan it is we are going to choose. All of my other specialists accept the HMO, and I really don't want to have to find another neurologist. There aren't many good ones in this area, I've already found out.
The neurologist I'm currently seeing is not part of the network. I'd also need to change GPs to someone unfamiliar with my health issues. Meds are covered by anyone that prescribes them, except for injectables, which must be prescribed by an network physician.
I can see the neurologist for cash for far less than paying for the PPO plans, but if he ends up prescribing an injectable med, it wouldn't be covered.
Could a GP prescribe this if recommended by a specialist as medically necessary?
We have to have our decision in by Friday on which insurance plan it is we are going to choose. All of my other specialists accept the HMO, and I really don't want to have to find another neurologist. There aren't many good ones in this area, I've already found out.
Comment