Caregivers and covid

[nkh18]

I am disabled and need help with all transfers. My husband is my main caregiver, and I have caregivers come for 5 hours a day M - F. They will not come here if either of us has Covid. He could probably take care of me if I wasn't too sick, but I could never take care of him. I have Medicare and long term care insurance. I haven't found any nursing facility that will care me if I get Covid.
Who will care for us if one or both of us gets Covid, and we can't provide for ourselves?
Thanks for any ideas.

[Jules A]

Could you try another home care company? Although not ideal I can't imagine they can't use the same protective measures as hospital staff have been using the entire pandemic to continue caring for their patients.

This is a personal choice but I'm still very limited with unmasked social situations as I have no interest in getting COVID if I can avoid it.