I filed for FMLA for the full 12 weeks. I had enough paid sick leave accumulated to cover the full 60 days (I am a teacher, and it carries over from year to year). I didn’t know at that time if I would return or not at the end of the 12 weeks, and because I was receiving full pay, I did not file for disability insurance.
Currently (I have 2 weeks left of FMLA), my neurologist is advocating me to file for short-term disability with an unknown date of return (it is an individual policy, and I have a 14 day elimination period and maximum benefit period of six months). I am fine with doing this, as my symptoms are still preventing me from teaching right now.
My question is this: will my short-term begin paying when my paid leave is up or do they do a look back based on my date of disability and deduct 3 months from the 6 months? I can’t find the answer in the policy, and have not been able to speak to an agent. My HR is helpful, but I am waiting to hear back from her.
Thanks!!
Currently (I have 2 weeks left of FMLA), my neurologist is advocating me to file for short-term disability with an unknown date of return (it is an individual policy, and I have a 14 day elimination period and maximum benefit period of six months). I am fine with doing this, as my symptoms are still preventing me from teaching right now.
My question is this: will my short-term begin paying when my paid leave is up or do they do a look back based on my date of disability and deduct 3 months from the 6 months? I can’t find the answer in the policy, and have not been able to speak to an agent. My HR is helpful, but I am waiting to hear back from her.
Thanks!!
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