Latest update to my prior posts.
I was previously denied further LTD benefits after they paid me for 18 months. My first appeal was denied but my second was just recently overturned and they will reinstate my monthly pay but denied my continued group life insurance.
Two questions for Jamie ( great to see you here! My Dr at Lehigh Valley Neuro mentioned you to me).
First, do I have grounds to appeal the denial of my life insurance benefit? They indicate the standards are different in regards to levels of disability for my life insurance vs my LTD.
Second, and most important, my policy indicates I have to bring a lawsuit within 3 years which is coming up in January. My concern is do I need to retain an attorney to file? What is my recourse if they choose to deny my benefits again at some point in the future?
Thank you!!
I was previously denied further LTD benefits after they paid me for 18 months. My first appeal was denied but my second was just recently overturned and they will reinstate my monthly pay but denied my continued group life insurance.
Two questions for Jamie ( great to see you here! My Dr at Lehigh Valley Neuro mentioned you to me).
First, do I have grounds to appeal the denial of my life insurance benefit? They indicate the standards are different in regards to levels of disability for my life insurance vs my LTD.
Second, and most important, my policy indicates I have to bring a lawsuit within 3 years which is coming up in January. My concern is do I need to retain an attorney to file? What is my recourse if they choose to deny my benefits again at some point in the future?
Thank you!!
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