Rich Feingold, attorney
Social Security Disability
Q&A
January 29, 2007
DeanOP (Jan 29, 2007 7:44:34 PM)
Mr. Feingold is a past Chair of the Chicago Bar Association's Social Security Law Committee as well as a sustaining member of the National Organization of Social Security Claimants' Representatives (NOSSCR).
Rich Feingold(Jan 29, 2007 7:56:49 PM)
Hello.
DeanOP(Jan 29, 2007 7:56:58 PM)
hi Rich
RagdollOP (Jan 29, 2007 7:57:00 PM)
HI MR FEINGOLD
Rich Feingold (Jan 29, 2007 7:57:03 PM)
Hi.
LizOP (Jan 29, 2007 7:57:33 PM)
- Because of the number of people here, we are using Protocol. If you want to ask a question, please type ? and enter it on the screen. If you want to make a comment, type ! and enter it on the screen. You will be called in order. Thank you for your cooperation.
DeanOP (Jan 29, 2007 7:57:53 PM)
Rich, I will introduce you and then turn the chat over to you.
DeanOP (Jan 29, 2007 7:59:34 PM)
I expect you'll want to say a few words before you take questions.
Rich Feingold (Jan 29, 2007 7:59:34 PM)
Ok, Dean.
DeanOP (Jan 29, 2007 8:01:21 PM)
I expect you'll want to say a few words before you take questions.
Rich Feingold (Jan 29, 2007 8:01:50 PM)
Hello.
DeanOP(Jan 29, 2007 8:04:38 PM)
Our guest tonight is attorney Richard Feingold.
Chatter 1 (Jan 29, 2007 8:04:57 PM)
HELLO RICH
DeanOP (Jan 29, 2007 8:05:02 PM)
Richard I. Feingold is an attorney who has been helping disabled adults obtain their Social Security disability benefits since 1986. He is a graduate of the Loyola University of Chicago's School of Law and represents disabled persons throughout the United States.
DeanOP (Jan 29, 2007 8:05:23 PM)
Mr. Feingold is a past Chair of the Chicago Bar Association's Social Security Law Committee as well as a sustaining member of the National Organization of Social Security Claimants' Representatives (NOSSCR).
Chatter 1(Jan 29, 2007 8:05:27 PM)
WOW RICHARD THAT IS IMPRESSIVE
DeanOP (Jan 29, 2007 8:05:40 PM)
Mr. Feingold has also produced, hosted and been a guest on the Chicago Bar Association's "You and the Law" television program, concerning Social Security Disability issues. Mr. Feingold also publishes an e-mail newsletter regarding Social Security disability issues.
DeanOP (Jan 29, 2007 8:06:03 PM) [Liz – can you take out the #s here?]
He currently answers questions on MSWorld's (www.msworld.org);USA Social Security Disability Benefits Message Board; and for the Spondylitis Association of Americas message board entitled; Questions About USA Social Security Disability Benefits; (www.spondylitis.org).
DeanOP (Jan 29, 2007 8:06:27 PM)
The Spondylitis Association of America has published articles by Mr. Feingold in its Spondylitis Plus magazine, Spondylitis Plus.
DeanOP (Jan 29, 2007 8:06:46 PM)
We will be using Protocol tonight which LizOP will explain.
LizOP (Jan 29, 2007 8:06:55 PM)
- Because of the number of people here, we are using Protocol. If you want to ask a question, please type ? and enter it on the screen. If you want to make a comment, type ! and enter it on the screen. You will be called in order. Thank you for your cooperation.
DeanOP (Jan 29, 2007 8:07:35 PM)
LizOP (Jan 29, 2007 8:07:46 PM)
And When Mr. Feingold is answering a ?, he will type . . . when he is going to continue
DeanOP (Jan 29, 2007 8:08:08 PM)
Rich, thank you so much for doing this chat for us. I’m now turning the chat over to you.
Rich Feingold(Jan 29, 2007 8:08:21 PM)
Thanks, Dean; it's great to be here...
Rich Feingold (Jan 29, 2007 8:08:55 PM)
First, a disclaimer from MSWorld's web site:
Rich Feingold (Jan 29, 2007 8:08:59 PM)
No attorney-client relationship will be formed by the act of your participating in this Chat or accessing this website or reviewing its contents. Nothing contained in this site shall constitute the giving or rendering of legal advice or be construed as a legal opinion, legal consultation, or guarantee of a particular outcome of a legal problem. Information that is provided is general in nature, may not apply to your circumstances, and is provided as a public service. It is not a substitute for legal advice given by your attorney. Under no circumstances should you make a legal decision based upon information provided on MSWorld's website. You are strongly urged to seek legal advice through an attorney of your choice before you make any decision involving a legal matter.
Rich Feingold (Jan 29, 2007 8:10:08 PM)
By the way, that disclaimer applies to tonight's chat. So do we have any questions?
Chatter 6 (Jan 29, 2007 8:10:21 PM)
?
ShareOP (Jan 29, 2007 8:10:48 PM)
type your question Chatter 6
Chatter 6 (Jan 29, 2007 8:10:58 PM)
My son is trying desperately to work. He's now down to max of 15 hours a week. Is he hurting himself for when he ultimately applies for SSDI benefits?
Rich Feingold (Jan 29, 2007 8:11:14 PM)
Good question, Chatter 6...
Rich Feingold (Jan 29, 2007 8:11:30 PM)
Of course, each case is different...
Rich Feingold (Jan 29, 2007 8:12:08 PM)
But as a general matter, if one is earning $900/month gross income (for the year 2007), then SSA considers that individual to have engaged in SGA (Substantial Gainful Activity), i.e., work...
Rich Feingold (Jan 29, 2007 8:12:20 PM)
It depends upon how much he is earning and what he is doing...
Rich Feingold (Jan 29, 2007 8:12:41 PM)
Even if one is earning less than that threshold, still, there is some work activity...
Chatter 1 (Jan 29, 2007 8:12:57 PM)
? HOW OFTEN DO YOU FEEL THAT A PERSON HAS A HARD TIME WITH GETTING A DIAGNOSIS? DESPITE THE INTERNIST AND RADIOLIGIST READINT THE MRI.
Rich Feingold (Jan 29, 2007 8:13:04 PM)
which raises the constant issue of what an individual claimant can or cannot do.
Chatter 1 (Jan 29, 2007 8:13:15 PM)
WHERE SHOULD SHE GO?
Rich Feingold (Jan 29, 2007 8:13:16 PM)
Is Chatter 1 next
ShareOP (Jan 29, 2007 8:13:21 PM)
yes
DeanOP (Jan 29, 2007 8:13:50 PM)
But only if you're thru with Chatter 6's question
Rich Feingold (Jan 29, 2007 8:14:28 PM)
I'm pretty much done with Chatter 6's question. Best to talk to an attorney Chatter 6 so that...
Rich Feingold(Jan 29, 2007 8:15:01 PM)
Your son's claim can be looked at as a whole. I can't make a legal judgment here. Now, Chatter 1...
DeanOP(Jan 29, 2007 8:15:29 PM)
?
Rich Feingold (Jan 29, 2007 8:15:31 PM)
Yes, that issue comes up - having a diagnosis...
Chatter 1 (Jan 29, 2007 8:15:55 PM)
THANKS RICH
Rich Feingold (Jan 29, 2007 8:15:55 PM)
I can't say exactly how often it arises...
Chatter 1 (Jan 29, 2007 8:16:07 PM)
THE DX HAS BEEN SO HARD
Rich Feingold (Jan 29, 2007 8:16:14 PM)
Usually there is something quite wrong whether or not an individual has a diagnosis...
Rich Feingold(Jan 29, 2007 8:16:33 PM)
I went to a conference recently, the NOSSCR Conference...
Rich Feingold (Jan 29, 2007 8:17:09 PM)
and one of the issues that was covered was the need for a diagnosis. If I have further information on this, I'll post it to the message board.
ShareOP (Jan 29, 2007 8:17:21 PM)
DeanOP, you are next on the list.
DeanOP(Jan 29, 2007 8:17:24 PM)
can you earn any money while waiting to see if you get SSDI?
Rich Feingold (Jan 29, 2007 8:17:31 PM)
I meant, this issue of whether a diagnosis is needed. Ok, now Dean.
Rich Feingold (Jan 29, 2007 8:18:11 PM)
Dean...
Chatter 7 (Jan 29, 2007 8:18:47 PM)
?
DeanOP(Jan 29, 2007 8:18:49 PM)
Can you earn anything while...
Rich Feingold (Jan 29, 2007 8:18:52 PM)
One can work while the case is pending, however, once again, one must watch that SGA amount and as I stated above, working may be problematic to a claim...
DeanOP (Jan 29, 2007 8:18:55 PM)
waiting for SSDI?
Rich Feingold (Jan 29, 2007 8:19:33 PM)
I am not telling anyone not to work, it is just that it can be looked at by SSA. Of course, one may have to work to survive...
Rich Feingold (Jan 29, 2007 8:20:33 PM)
There is particular concern about working over the SGA level during the first 12 months of disability as part of the definition of being disabled is having a medically determinable impairment that has lasted or is expected to last at least 12 consecutive months.
ShareOP (Jan 29, 2007 8:20:54 PM)
Chatter 7, you are next on the list.
Rich Feingold (Jan 29, 2007 8:21:24 PM)
ok.
Chatter 7(Jan 29, 2007 8:21:32 PM)
I SWITCHED DR. FEELING MY OTHER ONE WASN'T BEHIND ME. MY NEW ONE SAYS TO APPLY FOR DISIBILITY. I HAVEN'T WORKED SINCE MY DX DUE TO PROBLEMS.......
DeanOP(Jan 29, 2007 8:21:33 PM)
ty Richard
Chatter 7 (Jan 29, 2007 8:22:30 PM)
SHOULD MY NEW DR WHEN FILLING OUT THE FOR I GOT FROM A DISIBILITY SPECIALIST DATE IT BACK TO MY DX DATE?
Rich Feingold (Jan 29, 2007 8:22:58 PM)
OPPS form?
Chatter 7 (Jan 29, 2007 8:23:46 PM)
I GOT A 4 PAGE FORM FOR MY NEW DR TO FILL OUT FROM A DISIBILITY SPECIALIST FROM MY CITY OFFICE
Rich Feingold (Jan 29, 2007 8:23:47 PM)
Oh, you meant to say that you meant "form," not "for." Ok...
Chatter 7 (Jan 29, 2007 8:24:18 PM)
YES
Rich Feingold (Jan 29, 2007 8:24:39 PM)
Ok, well, I guess it is up to the doctor to decide whether he wants to give an opinion as to whether or not you were disabled back to the date of your diagnosis even though he or she was not treating you...<P>
Rich Feingold (Jan 29, 2007 8:26:21 PM)
I believe that Social Security may give more weight to your current doctor's opinion in regard to his or her personal observations and tests while treating you, what he or she has observed in treating you presently.
DeanOP(Jan 29, 2007 8:26:35 PM)
?
Rich Feingold (Jan 29, 2007 8:26:40 PM)
I'm done with my answer.
ShareOP(Jan 29, 2007 8:26:47 PM)
Go ahead Dean
DeanOP (Jan 29, 2007 8:26:53 PM
Do your personal assets count with SSDI?
Rich Feingold (Jan 29, 2007 8:27:12 PM)
SSDI stands for Social Security Disability Insurance benefits...
Rich Feingold (Jan 29, 2007 8:27:57 PM)
These are benefits based upon how much one has earned while working. Assets and passive income do not prevent an individual found by SSA to be disabled from receiving SSDI benefits...
Rich Feingold(Jan 29, 2007 8:28:28 PM)
This contrasts with SSI (Supplemental Security Income) disability benefits where income and assets may prevent one from receiving benefits.
Chatter 1 (Jan 29, 2007 8:28:43 PM)
RICH I HAVE SHORT TERM DISABILITY AND LONG TERM DISABILITY- IS THERE A MISTAKE THAT I COULD MAKE THAT I SHOUD NOT?
Rich Feingold (Jan 29, 2007 8:29:06 PM)
I'm not sure what you mean specifically, Chatter 1.
Chatter (Jan 29, 2007 8:29:07 PM)
I AM NEWLY DIAGBNOSED OF COURSE
Chatter 1 (Jan 29, 2007 8:29:31 PM)
WELL I HAVE SHORT TERM WHICH MEANS 8 DAYS OUT OF SERVICE
Chatter 1 (Jan 29, 2007 8:29:52 PM)
AND I WILL THEN HAVE TO G0 WITH LONG TERM
Chatter 1 (Jan 29, 2007 8:30:02 PM)
AND THEN ONTO DDSI
Chatter 1 (Jan 29, 2007 8:30:13 PM)
I KNOW NOTHIGN ABOUT IT ALL
Rich Feingold (Jan 29, 2007 8:30:46 PM)
So, you are receiving short term benefits and you think that you may have to go onto long term disability benefits and then on to SSDI benefits is what I understand.
Rich Feingold (Jan 29, 2007 8:30:50 PM)
So...
Chatter 1 (Jan 29, 2007 8:31:13 PM)
NO, I HAVE NOT TRIED SHORT TERM YET
Chatter 1(Jan 29, 2007 8:31:19 PM)
I SO WANT TO WORK
Chatter 1 (Jan 29, 2007 8:31:29 PM)
BUT I HAVE TO HAVE INCOME
Chatter 1 (Jan 29, 2007 8:31:33 PM)
I AM ALONE\
Rich Feingold (Jan 29, 2007 8:31:39 PM)
Right, I understand. Ok, well, in general, one can received LTD and still apply for Social Security disability benefits
RagdollOP (Jan 29, 2007 8:32:17 PM)
?
Rich Feingold (Jan 29, 2007 8:32:20 PM)
Of course, what one must prove in order to obtain LTD vs. SSDI benefits may vary...
Chatter 1 (Jan 29, 2007 8:32:20 PM)
IS THERE A SPECIAL "CARD" TO HELP US GET LTD BENEFITS FROMSS
Rich Feingold (Jan 29, 2007 8:33:03 PM)
In general, I encourage people to work as long as they can, of course, because trying to get these benefits can sometimes be difficult and time consuming.
Rich Feingold (Jan 29, 2007 8:33:14 PM)
One doesn't get LTD benefits from SSA.
Chatter 1 (Jan 29, 2007 8:33:15 PM)
OK THANKS
ShareOP< (Jan 29, 2007 8:33:24 PM)
Go ahead Ragdoll.
Rich Feingold (Jan 29, 2007 8:33:32 PM)
LTD benefits are from an insurance carrier. Thanks.
Rich Feingold (Jan 29, 2007 8:33:47 PM)
Ok, Ragdoll?
RagdollOP (Jan 29, 2007 8:33:50 PM)
when a person on SSDI reaches normal retirement age do they switch from SSDI to regular SS?
RagdollOP (Jan 29, 2007 8:33:56 PM)
ty in advance
DeanOP (Jan 29, 2007 8:34:17 PM)
?
LizOP (Jan 29, 2007 8:34:29 PM)
Because of the number of people here, we are using Protocol. If you want to ask a question, please type ? and enter it on the screen. If you want to make a comment, type ! and enter it on the screen. You will be called in order. Thank you for your cooperation.
Rich Feingold (Jan 29, 2007 8:34:41 PM)
Right; they receive the same benefit amount (still getting yearly cost of living increases), but it is paid from a different fund.
RagdollOP (Jan 29, 2007 8:35:02 PM)
so it becomes taxable then, correct?
Rich FeingoldJan 29, 2007 8:35:47 PM)
Taxes are a different story. That you will need to discuss with your tax advisor. Check out SSA's web site for some general information, too - www.ssa.gov
RagdollOP (Jan 29, 2007 8:35:55 PM)
ty for answering my question
Rich Feingold (Jan 29, 2007 8:36:00 PM)
Sure; thanks for asking.
ShareOP (Jan 29, 2007 8:36:06 PM)
You are next Dean.
DeanOP (Jan 29, 2007 8:36:07 PM)
Ballpark, what does it cost to have a lawyer help you with your application?
RagdollOP (Jan 29, 2007 8:36:07 PM)
yw
Rich Feingold (Jan 29, 2007 8:36:45 PM)
When you say ballpark, I presume you mean what is the average fee that a claimant pays to have representation?
DeanOP (Jan 29, 2007 8:36:51 PM)
yep
Rich Feingold (Jan 29, 2007 8:37:54 PM)
I'd say about $3,000 might be an average. Makes sense given that $5,300 is the maximum fee when an attorney uses the fee agreement process in most cases because $5,300 divided by 2 = $2,650.
Rich Feingold (Jan 29, 2007 8:38:10 PM)
Of course...
Rich Feingold (Jan 29, 2007 8:38:16 PM)
it is a contingent fee...
Rich Feingold (Jan 29, 2007 8:38:32 PM)
meaning that the attorney gets paid only if the claim is paid.
DeanOPJan 29, 2007 8:38:44 PM)
is it better to start with representation or wait till you're turned down once?
Chatter 7 (Jan 29, 2007 8:38:56 PM)
?
Rich Feingold (Jan 29, 2007 8:39:04 PM)
I think that it is better to start with representation, DeanOP, because...
Rich Feingold (Jan 29, 2007 8:39:31 PM)
I've seen some claimants make mistakes which may be detrimental to their claims.
Rich Feingold (Jan 29, 2007 8:39:43 PM)
And an attorney can help...
Rich Feingold (Jan 29, 2007 8:40:20 PM)
during this often frustrating and time consuming process to stay on top of the bureaucracy.
ShareOP (Jan 29, 2007 8:40:36 PM)
You are next Chatter 7.
DeanOP (Jan 29, 2007 8:40:38 PM)
thank you! great info!
Rich Feingold (Jan 29, 2007 8:40:49 PM)
Thanks, Dean.
Chatter 7(Jan 29, 2007 8:41:04 PM)
I'm waiting for a hearing which can take up to 2 yrs. the disability specialist at our co. office wants to try and get a special hearing instead of waiting. is this a good thing to do?...
Chatter 7(Jan 29, 2007 8:41:34 PM)
will it hurt me if I get denied at this special hearing she wants me to have?
Rich Feingold (Jan 29, 2007 8:41:41 PM)
So you are waiting for a Social Security disability hearing before an administrative law judge...
Rich Feingold (Jan 29, 2007 8:41:55 PM)
and you are being represented by a "disability specialist?
Chatter 7 (Jan 29, 2007 8:42:03 PM)
yes
Rich Feingold (Jan 29, 2007 8:42:40 PM)
I'm not sure what is meant by "special hearing." Maybe he or she is trying to obtain an expedited hearing, i.e., trying to push the matter so you don't have to wait so long.
DeanOP(Jan 29, 2007 8:42:51 PM)
?
Chatter 7 (Jan 29, 2007 8:43:10 PM)
yes I think that is what she wants to do
Rich Feingold (Jan 29, 2007 8:43:32 PM)
Ok, well good luck to you; I hope you don't have to wait so long!
ShareOP (Jan 29, 2007 8:43:41 PM)
Does that answer your question Chatter 7?
Chatter 4Jan 29, 2007 8:43:54 PM)
?
ShareOP(Jan 29, 2007 8:43:58 PM)
Go ahead Dean.
Chatter 7 (Jan 29, 2007 8:44:06 PM)
Will doing this make me look bad to the courts?
DeanOP</B> (Jan 29, 2007 8:44:07 PM)
Is it harder to get SSDI the closer you are to retirement? I'm 56 and will be eligible in March of 2008
Rich Feingold (Jan 29, 2007 8:44:53 PM)
You mean to the Administrative Law Judge? I suppose it depends upon what reason is giving to try to obtain a sooner hearing. I think that a lot of people are waiting a long time...
Rich Feingold (Jan 29, 2007 8:45:34 PM)
e.g., here in the Chicago area, some files are being transferred to one of the hearing offices from another state where I heard that the delay is over 2 years...
Rich Feingold (Jan 29, 2007 8:46:02 PM)
I hope that SSA understands that people are trying to have their claims decided as promptly as possible.
Chatter 7 (Jan 29, 2007 8:46:34 PM)
ok thank you
Rich Feingold (Jan 29, 2007 8:46:40 PM)
You're welcome.
ShareOP (Jan 29, 2007 8:46:45 PM)
You are next Dean.
DeanOP (Jan 29, 2007 8:46:46 PM)
I'm 56 and will be eligible in March of 2008...
DeanOP (Jan 29, 2007 8:47:00 PM)
is it harder to get SSDI the closer you are to retirement?
Rich Feingold (Jan 29, 2007 8:47:18 PM)
Eligible for what in 3/08 Dean?
DeanOP (Jan 29, 2007 8:47:23 PM
SSDI
Rich Feingold (Jan 29, 2007 8:47:33 PM)
Why then? Did you mean Medicare?
DeanOP (Jan 29, 2007 8:47:51 PM)
No I wondered if the SSDI folks...
DeanOP (Jan 29, 2007 8:48:12 PM)
might figure I'm so closer to 65, and it can take 2 years...
DeanOP(Jan 29, 2007 8:48:24 PM)
I could BE 65 before my claim is decided
Rich Feingold (Jan 29, 2007 8:49:18 PM)
If you are 56, you’re full retirement age is above 65, I believe, but it would be...
Rich Feingold (Jan 29, 2007 8:50:23 PM)
rare indeed for a claim to take 9 years. Age can be a helpful factor in some claims, especially age 55, in some claims.
DeanOP (Jan 29, 2007 8:50:27 PM)
So there's no age bias in deciding claims?
Rich Feingold (Jan 29, 2007 8:50:43 PM)
Age 55 and older, I meant.
DeanOP (Jan 29, 2007 8:51:21 PM)
Thank you Richard...that's a relief.
Rich Feingold (Jan 29, 2007 8:51:27 PM)
In some claims, being age 50 or older can make a difference between winning and losing. Another, sometimes, more beneficial...
Rich Feingold (Jan 29, 2007 8:51:55 PM
age category is age 55 - 60 and above...
Rich Feingold(Jan 29, 2007 8:52:43 PM)
In some cases, if one is age 50 or above, even if one can perform some work, they can still be found to be disabled. This is where SSA's "Medical-Vocational Guidelines" (or "Grids") come into play...
Rich Feingold (Jan 29, 2007 8:54:06 PM)
I had a hearing last week with a 60 year old former fireman who was found disabled even though the medical expert doctor at the hearing testified (and the ALJ accepted) that he could perform work at the "light" exertional level...
Rich Feingold (Jan 29, 2007 8:54:34 PM)
Ok, next, please.
Chatter 1: How do I activate the grids?
Rich Feingold(Jan 29, 2007 8:56:09 PM)
One last comment re: the fireman...it was the Grids that was used as a framework for decision making that allowed the ALJ to find the claimant disabled.
DeanOP (Jan 29, 2007 8:56:10 PM)
Are there any other questions?
Chatter 8(Jan 29, 2007 8:56:27 PM)
?
Chatter 7 (Jan 29, 2007 8:56:32 PM)
?
ShareOP (Jan 29, 2007 8:56:38 PM)
Go ahead Chatter 8.
Rich Feingold (Jan 29, 2007 8:56:52 PM)
And actually, the DOT - Dictionary of Occupational Titles - calls the job fire fighter. Ok, I'm ready.
ShareOP (Jan 29, 2007 8:57:19 PM)
Chatter 8 is next
Rich Feingold (Jan 29, 2007 8:57:40 PM)
By they want, this is one reason why it is a good idea to have representation, unless one knows the regulations that apply, one would not know to raise this argument.
Rich Feingold (Jan 29, 2007 8:58:12 PM)
In fact, the case turned on the interpretation of four words, "significant range of work."
Chatter 8 (Jan 29, 2007 8:58:31 PM)
THANK YOU. I AM FROM MAINE NEWLY DIAG. IN NOV. I HAVE BEEN ON PARTIAL DISABILITY SINCE NOV. AND GOING ON FULL TIME FEB.1 FOR A COUPLE OF MONTHS TO REEVALUATE. WOULD THIS COUNT TOWARDS WAITING PERIOD?
Chatter 8 (Jan 29, 2007 8:59:03 PM)
REEVALUATED IN APRIL 2007
Rich Feingold (Jan 29, 2007 8:59:11 PM)
You mean full time disability through a policy through your employer, right?
Chatter 8YES
Rich Feingold (Jan 29, 2007 8:59:49 PM)
I'm not sure what you mean would this "count" towards the waiting period...
Rich Feingold (Jan 29, 2007 8:59:54 PM)
But...
Rich Feingold(Jan 29, 2007 9:00:16 PM)
I believe that you are referring to the five month waiting or ineligibility period in SSDI claims, right?
Chatter 8(Jan 29, 2007 9:00:26 PM)
YES
Rich Feingold (Jan 29, 2007 9:00:55 PM)
This is a five month period following the month in which one's disability is determined, by SSA, to have commenced...
Rich Feingold (Jan 29, 2007 9:01:06 PM)
in most cases...
Rich Feingold (Jan 29, 2007 9:01:37 PM)
You can receive your private disability benefits during this waiting period if that is what you meant.
ShareOP (Jan 29, 2007 9:02:20 PM)
Chatter 7 you are next.
Chatter 8 (Jan 29, 2007 9:02:29 PM)
YES. THANK YOU.
Chatter 7 (Jan 29, 2007 9:02:36 PM)
what are these grids that you said were used in determining disibility?
DeanOP (Jan 29, 2007 9:02:44 PM)
After this question we have to be closing our chat.
Rich Feingold(Jan 29, 2007 9:03:21 PM)
They are called the Medical-Vocational Guidelines and basically they provide guidance to SSA in evaluating disability...
Rich Feingold (Jan 29, 2007 9:03:33 PM)
These guidelines...
Rich Feingold (Jan 29, 2007 9:04:47 PM)
take into account a number of factors, such as one's age, education, past work experience and transferable skills gained there from, and one's "residual functional capacity" - what one can still do given the limiting effects of one's physical and mental impairments.
Rich Feingold (Jan 29, 2007 9:05:05 PM)
You all have been great!
Chatter 2 (Jan 29, 2007 9:05:12 PM)
THANK YOU MR. FEINGOLD AND MSWORLD OPS FOR THE CHAT
DeanOP (Jan 29, 2007 9:05:14 PM)
Mr. Feingold, you're awesome. Thank you for all this information, for taking the time to answer our questions.
Chatter 7(Jan 29, 2007 9:05:18 PM)
thank you very much for your time you have helped me alot.
Chatter 3 (Jan 29, 2007 9:05:22 PM)
THANK YOU
LizOP (Jan 29, 2007 9:05:34 PM)
THANK YOU SO MUCH FOR YOUR TIME AND ADVICE
ShareOP(Jan 29, 2007 9:05:45 PM)
I learned a lot tonight. Thanks!
Rich Feingold (Jan 29, 2007 9:05:52 PM)
Thank you for your great questions. This is a very interesting area of law and there is always so much more to know and to learn. I guess that is why they call it the "practice" of law. Practice makes perfect!
Rich Feingold (Jan 29, 2007 9:06:02 PM)
:)
DeanOP (Jan 29, 2007 9:06:08 PM)
This has been a very good chat and the transcript will be edited and posted on our website.
DeanOP(Jan 29, 2007 9:06:11 PM)
LOL
Rich Feingold (Jan 29, 2007 9:06:31 PM)
Thank you to Liz, Share and Dean also; you are great!
ShareOP (Jan 29, 2007 9:06:39 PM)
:-)
LizOP(Jan 29, 2007 9:06:47 PM)
WELCOME. GREAT HAVING YOU HERE
Rich Feingold (Jan 29, 2007 9:06:52 PM)
Be sure to participate on the message board where I answer questions regarding USA Disability Law.
Rich Feingold (Jan 29, 2007 9:07:11 PM)
Goodnight everyone!
DeanOP (Jan 29, 2007 9:07:13 PM)
Chat is now officially over and you are now free to move about the country.
LizOP (Jan 29, 2007 9:07:16 PM)
GOODNIGHT
Rich Feingold (Jan 29, 2007 9:07:20 PM)
Funny.
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