Home Imp. Loans for the Disabled?

[SEAMSGUY]

Is anyone aware of any home improvement loans for the disabled?

We desperately need to replace our roof before winter (we already have bad interior water damage) and because our credit isn't that good we're having a hard time finding a loan.

Any advice is much appreciated.

[KatieAgain]

If you or your wife are veterans...start with the VA.

If not, call your local Chapter for Habitat for Humanity. They should be able to assist in hooking you up with the correct resource for your area.

[SEAMSGUY]

If you or your wife are veterans...start with the VA.

If not, call your local Chapter for Habitat for Humanity. They should be able to assist in hooking you up with the correct resource for your area.

Thanks, Katie.

[Karenkay]

Look for Energy Assistance for your state. It is income based but you might find help for roofing.

[jreagan70]

Ditto on contacting the VA if you are or your spouse is a veteran.

If you live in a rural area and you are or your spouse is 62 or older, the federal government has a loan and grant program for home repair if someone in the household is disabled.

As you've found, a loan for someone with bad credit and a disability is pretty much out of the question.

Charitable organizations and crowdfunding are other options.

[Teekybird]

My only suggestion is to contact MSF: http://www.msfocus.org/about.aspx

They have some assistance programs that you can apply for. There is one grant called, "Brighter Tomorrow Grant" that provides financial assistance for things that could make a difference in your quality of life. I'd say having a functional roof over your head would be such a thing.

Unfortunately, they do post a deadline to apply of September 1.
I'd still try to be in touch with them. They also may be able to point you in the direction of an agency that can help.

Good luck.